With Credit Card Affiliate programs, you can earn as much as $200 per lead!
You can earn substantial commissions by promoting credit cards through affiliate marketing. In fact, the global Credit Card market is expected to grow at a compound annual growth rate (CAGR) of 8.9% by 2029, reaching a market size of $930.03 billion.
Though this niche comes with fierce competition, it offers compelling opportunities for finance bloggers, comparison websites, and digital entrepreneurs.ย
In this article, I have listed 6 of the best Credit Card Affiliate programs that offer high commissions on each deal.
Letโs find out how you can maximize your earnings with these affiliate programs.
Table of Contents
6 Best Credit Card Affiliate Programs of 2025 (Overview)
A quick look at these programs before we go into the details:
| Sr No | Credit Card Affiliate Programs | Commission |
|---|---|---|
| 1 | American Express | Up to $200 per sale |
| 2 | Experian | Earn up to 20% |
| 3 | USAA Credit Cards | Up to $25 per lead |
| 4 | Credit Karma | Up to $7 per new signup |
| 5 | Bankrate Credit Card | Youโll receive a commission for a new sign-up. |
| 6 | Credit Sesame | Youโll receive a commission for new signup. |
1. American Express
- Affiliate commission: Up to $200 per sale
- Cookie Duration: 7 Days
American Express Company (Amex) is one of the most prominent American bank holding companies, issuing personal, small business, and corporate credit cards.
It is also one of the oldest banks, founded in 1850, and now has a substantial market capitalization of over $228.23 billion. If youโre looking to promote a well-known credit card brand, you canโt go wrong with Amex.
The #1 reason millions of people use American Express cards is that they offer a lot of purchase protection benefits to their cardholders, such as;
- Extended warranty protection
- Purchase protection
- Return protection, etc
When promoting Amex cards, focus on explaining their benefits to attract website visitors to try their products.ย
High commissions: Another big reason is that American Express offers affiliate marketers some of the highest commissions in the industry. For example, you can earn up to $200 per approved application for the American Express Platinum Card.
American Express credit card affiliate program
Visit this link to join their affiliate program. Once you submit your application, it will take a few days for American Express to approve or deny it. Once approved, you can start promoting it to make money.
2. Experian
- Affiliate commission: Earn up to 20%
- Cookie Duration: 30 Days
Experian is one of the BIGGEST data analytics and credit reporting companies in the world.
In fact, Experian has a huge database of over 200 million consumers. If youโre looking for a credit card affiliate program that offers quick and easy access to customer credit reports, Experian is an excellent choice for you.
Once you become an affiliate for Experian, you can choose to promote a wide range of products, including credit reports, credit monitoring, credit repair, identity theft protection, and more. So, youโll have plenty of opportunities to make commissions as an affiliate.ย
Experian is a well-known brand in the credit card industry, which means that people are more likely to trust your recommendations and click on your affiliate links.
Experian credit card affiliate program
You can visit their official affiliate page to join their program. Make sure to include your website URL, a brief description about it, monthly traffic, etc, while emailing them.ย
Once you send the email request, they will review your information and get back to you within two working days.
3. USAA Credit Cards
- Affiliate commission: Up to $25 per lead
- Cookie Duration: 30 Days
Thereโs one unique thing about USAA credit cards: USAA is only available to active and retired military members, as well as their families. So, they have a highly targeted set of customers whoโre mostly disciplined with their payments.ย
This card is a great promotional option if some of your audience members are from the military. One more reason to promote USAA cards is that they offer generous rewards programs.ย
- For example, the USAA Cashback Rewards Plus American Express Card offers 5% cash back on gas purchases and on purchases made on military bases
- 2% cash back on supermarket purchases
- The USAA Preferred Cash Rewards Visa Signature Card offers 1.5% cash back on all purchases.
So, itโs easier to convince your audience to try their products, which ultimately results in more commissions for you.
USAA credit card affiliate program
You can visit this page to find more details about their affiliate program. Remember that the amount of commission you earn depends on the USAA credit card product that the person signs up for.
4. Credit Karma Affiliate
- Affiliate commission: Up to $7 Per New Member
- Cookie Duration: 30 Days
Credit Karma is a popular platform that allows you to check your credit score at any time without incurring any fees.
But it only pays up to $7 for every new sign-up. Consider it only if your website generates a significant amount of traffic.ย
Credit Karma is a well-known brand which was founded in 2007. It has over 110 million users worldwide. This makes it easy to promote Credit Karma to your audience and convince them to sign up.
Credit Karma offers a wide range of financial services you can promote as an affiliate, including;
- Credit cards
- Personal loans
- Mortgages
- Auto loans
- Insurance products
- Credit monitoring services
- Debt repayment services and more
Credit Karma affiliate program
You can click on this link to join their affiliate program. Once you are approved, you will receive a unique affiliate link that you can use to promote Credit Karma and its products and services.
Related Read: Looking for more high-paying affiliate opportunities? Find the list of the best real estate affiliate programs here.
5. Bankrate Credit
- Affiliate commission: Varies depending on the products you promote
- Cookie Duration: also varies by offer
Bankrate is a well-known personal finance website offering numerous free tools and expert analysis to help users make better financial decisions.
Bankrate also offers a credit card referral bonus, where you get an incentive that credit card issuers provide to cardholders for inviting their friends to apply for a card.
Hereโs how it works: as a credit cardholder, youโll get a unique link to share with your friends. Your friends will use that link to apply for the card. Once your friendโs card is approved, you get the bonus.
Bankrate, as a financial comparison platform, provides access to numerous credit card offers from various banks. So, you can persuade different types of credit card holders to promote their products and make money.
There are a few benefits for affiliates whoโre promoting Bankrate, which include;
- Monthly payouts
- Access to customer service
- Access to banners to promote their products
- User-friendly tracking and reporting interface
- It is totally free to join
Bankrate Credit Card Affiliate Program
You can visit the official website page to join as an affiliate to start promoting their products.
6. Credit Sesame
- Affiliate commission:ย Youโll receive a commission for a new sign-up.
- Cookie Duration: unknown
Credit Sesame affiliate offers one of the best payouts in the credit card industry.
Credit Sesame is a credit and loan company that offers various credit-related services, including free credit scores, to attract new customers.
The best part about Credit Sesame is that it offers a wide range of products, including;
- Credit Cards
- Home Loans
- Auto Loans
- Credit Builder
When youโre promoting such affiliate products with a variety of offers, you can easily attract a lot of new customers to try those products.
Credit Sesame Affiliate
Visit this page to sign up for their affiliate program for free. After submitting your application, the Credit Sesame team will review it. If approved, you will get access to your unique affiliate links to promote the program.ย
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Final Thoughts On Business Credit Card Affiliate Programs
Credit card affiliate programs are a great way to earn money online by promoting trusted financial products. Many companies and networks, like Bankrate or CreditCards.com, let you earn a commission when someone applies or gets approved for a card through your link.
Keep in mind that commission rates and cookie durations vary for each offer. To succeed, focus on honest reviews, helpful comparisons, and clear advice that builds trust with your readers.
What are your thoughts on the affiliate programs listed here? Have any more questions? Let us know in the comments.ย
FAQs on affiliate credit card programs
Here are some questions most people ask about credit card affiliates.ย
The amount of commission you earn will be determined by the affiliate program you choose. The average commissions can range from $20 to $200 or more.
American Express is one of the high-paying affiliate programs that pays up to $200 per lead.
You first need to choose and sign up for a credit card affiliate. Once approved, youโll get a referral link. You can use these links in your marketing efforts, such as on websites, social media, or other promotional channels. When a visitor clicks on your link and applies for a credit card, you will earn a commission if the application is approved.ย ย
Yes, you can promote Avianca LifeMiles, where its users can earn LifeMiles on every purchase they make with the card, which can later be redeemed for flights, upgrades, and other travel rewards.
Most of your commission payments are typically made through PayPal, direct bank deposits, or checks.
American Express is the highest-paying affiliate program with a $200 commission rate.
